TECHNOLOGY / LEARNING PATH

Fintech & AI.

Examine how financial technology works, what it promises, what it costs, and where judgment matters.

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Concepts this path covers.

START WITH THESE GUIDES9 GUIDES
HOW ROBO-ADVISORS WORK.FINTECH AI
In-depth guide

How robo-advisors work: 21 questions to ask before you sign up

Learn how robo-advisors turn a questionnaire into a portfolio, then check goals, holdings, fees, custody, data, regulation, and support.

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BEFORE LINKING A FINANCIAL ACCOUNT.FINTECH AI
In-depth guide

Before linking a financial account: understand permissions and data access

Before connecting a bank or investment account to an app, check permission scope, aggregators, retention, transaction authority, revocation, and breach response.

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AI INVESTING CLAIMS.FINTECH AI
In-depth guide

AI investing claims: a verification checklist for readers

Learn how to test AI investing claims by checking the mechanism, evidence, timeframe, fees, risks, registration, conflicts, and data handling.

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ROBO-ADVISER FEES, CUSTODY, AND CONFLICTS.FINTECH AI
In-depth guide

Robo-adviser fees, custody, and conflicts: a due-diligence framework

Compare robo-advisors by service scope, total fees, portfolio method, custody, protection, conflicts, data, registration, support, and exit terms.

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DIGITAL WALLETS AND FINANCIAL APPS.FINTECH AI
In-depth guide

Digital wallets and financial apps: map the data before trusting the interface

Map account, device, payment, data-sharing, retention, security, and dispute permissions before using a digital wallet or financial app.

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Comparison

Robo-advisers compared: Betterment, Wealthfront, and Vanguard Digital Advisor

Compare Betterment, Wealthfront, and Vanguard Digital Advisor on fees, minimums, custody, and tax features using official sources.

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Comparison

Budgeting apps compared: YNAB, Monarch Money, and Copilot Money

Compare YNAB, Monarch Money, and Copilot Money on budgeting method, current subscription prices, account connections, privacy, and limits.

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AI SOUNDS CONFIDENT. SHOULD YOU BE.HUMAN JUDGMENT STILL MATTERS
Quick read

AI sounds confident. Should you be?

Treat an AI answer as something to investigate, not a shortcut around evidence.

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LOOK BEYOND THE HEADLINE FEE.READ THE SMALL PRINT
Quick read

Look beyond the headline fee.

A practical introduction to the costs of buying, holding, and moving investments.

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